Tough

Is there a temporary relief loan program for California homeowners who have a tough time paying the mortgage?

May 302011

I heard about the new loan programs that allow home owners to refinance their mortgage to a lower interest, but those who qualify need a decent credit, certain income, and their homes need more equity than what they borrow. But what about those who are really suffering and have none of those above?

Help,i wrote this letter to bank explaining my tough battle with money situation.Please correct my mistakes?

Mortgage Loan No Responses »

May 262011

(My situation is that i had two jobs, One at retail store with commision, other one being a bartender.With the ongoing recession,my bar laid me off,second job at retail store with commision is terrible coz of hardly any sales.. My mortgage interest rate is 6%, and i want to request bank to lower interest rate. [...]

Help tough question about financing a home?

Mortgage Loan No Responses »

May 172011

Introduction When a person or couple, a house, one of the most important is a business decision to finance. There are several ways to finance the purchase of residential property are the advantages of each, the method of choice to make in a given set of circumstances make. Choosing a method of multiple for a [...]

A realy really tough one!?

Mortgage Loan 2 Responses »

May 162011

1. X acquires a home for a mortgage of $ 90,400. The home is appraised at $ 120,000. Giving X $ 29,600 in equity. 2. X lives with Y since the acquision and each pays half the amount of monthly mtg payment. 3. 2 years later, the mtg bal is $ 86,874. Home is appraised [...]

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