Obviously being debt free is a great great accomplishment. But I am young and have heard that being debt free will hurt your Credit Score and later on will have hard time of getting good interest rates and have hard time getting lines or credit? Could you supply some clarity?
Am on pace to be completly debt free this summer? But have heard that could hurt your credit score.?
Jul 042011
I am an American student living in the UK on a two-year masters program, and am wondering what I need to do to be insured during my visit home this July (Britian offers health insurance to all full-time international students, because they are simply awesome that way…). What do vacationers from the UK do? Thanks…
No public transportation is available for the job location at hand. And Independent transportation is needed but for 3 months only. Taxi’s and weekly car rentals are cost prohibitive. Would leasing a car for transportation to the job site be a viable option? Most car leases are for more than a year. Are short term [...]
Yes, it’s true. I fell for the gimmicks and ended up with a few credit cards with all types of debt as well as a student loan. The majority of my debt is school related (books) or auto-repair related (tires, batteries, brakes, misc.). I have been kind of doing the whole college thing by figuring [...]
Jun 102011
I need a car for the summer, what do you think I should do? I don’t know if a 4 month lease is possible, but I hate the idea of giving the car back and not getting anything in return for it.
Is it ever too soon to get a prequalified letter? My fiance and I both have credit scores between 680 and 720, never been into collections, and don’t have much outstanding debt, $ 10,000 on a Jeep and $ 60,000 in school loan debt. Will this affect us from getting a very good rate? We [...]
May 032011
I know there are a thousand “I have bad credit and I need more loans,” post, but my situation is a little different, I think. I only need about $ 3000 for summer school (was not covered by my Pell Grants), I have very bad credit (approximately $ 2,000 of debt on three credit cards [...]
My wife and I are hoping to buy a house late next summer. Currently, I see two paths to get to us on this issue. Which of these would be most effective in securing the lowest mortgage rates in the U.S.? Background: My wife is a very good FICO scores 740th He just rolled the [...]
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