If a person opens a store credit card for the sole purpose of getting the initial purchase discount and closes the account soon after, what are the negative effects on a credit score? Does the long term effect outweight the short term benefit? I’d say the inquiries alone will affect the score negatively, but my friend still doesn’t understand how it is a bad idea if she closes the accounts. Help me explain it to her….
I’ve applied in the past like a few years back for various dept. stores and was denied. Ive since quit applying for them and my credit score has risen as well. My credit score is better now in the mid 6′s. What are my chances of getting a credit card with anyone. Ive never had [...]
I’m considering increasing my covering and getting a safe for added safety. I’ve read that safe-deposit boxes are not insured so I’m not sure if that is really a good idea. Your thoughts?
Is there another store that does the same thing online?
I only know the barest of facts, but it smells fishy to me. My family’s business is part of a shopping center strip and we are the anchor store. About a year ago, it switched property management groups. This week, we were told that our rent would rise substancially to cover an outstanding debt that [...]
What would be the average insurance rate for a retail store that sells books? How much more would it be with a children’s section? If a child was injured in the play section how much would the rates spike up? I need this for an economics class where we are theoretically building a buisness and [...]
Under the credit references section, there’s 1 spot each for savings account, checking account, credit card, and auto loan. I paid cash for my car so there’s no loan there. I don’t have any conventional credit cards (Discover, Visa, AMEX, etc.) just a store credit card for Firestone (an auto repair/tire shop). Should I include [...]

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