hey, i’m 16, and i’m going to be looking for my first job soon. and i’ve seen how hard its been for my parents with debt. and I know that many people live with debt. so I want to live as debt free as possible.

What are key rules that you would say are essential for having a debt free life? Also, if you are in debt, what are the best strategies to do to get out of debt?

thanks!
hmmmm…emergency fund? that sounds like a great idea!

 

I may be taking a work from home job from a company in Massachusetts. Unfortunately they say they are unable to provide health benefits to an employee that lives in Oregon. Is this true? TedEx, it sounds like I’d be an independent contractor. I’ve always been a regular employee, which is why I’m nervous about [...]

 

I’m sure this sounds like a stupid to question. When I had my first, I bought diapers ahead. I would just pick up a pack every couple weeks, so that I wouldn’t have to spend all the money at once. Well that was 4 years ago. I’m 30 weeks w/ my second. And attempting to [...]

 

Is it based on a percentage of the “dwelling” coverage? I have $ 407,000 on my home and $ 284,000 on my personal property. It sounds outrageously high to me, when compared to the home itself. I know that I never gave anyone that figure.

 

Ok so a friend in the real estate investment business told me that you can buy a home and get cash out of the deal. This person uses this cash to pay the mortgage for the first year. I talked to another friend who said it is illegal to get more than 3 percent out [...]

 

Your bills are adding up. You’ve spent foolishly on a few things and got behind when Dad got sick. How oh how can you fix your financial distress?? Correct!!! You spend more money! More money than you can ever hope to repay! You “invest” in businesses that have poor management and assume they will make [...]

 

I was interested in getting my credit repaired and came across a few credit repair companies that sounds good but are they legit or scams

 

my answers: 800 (year) 160,000, midwest hey kitty… of course it sounds weird to you. what are you like 13?? don’t answer the damn question then!!

 

I have been considering getting a Best Buy credit card, because it comes with a discount. However I think that there has to be more to take into consideration than that. ALSO: How does credit work? How do you get good credit fast? I’ve heard that I should buy things and pay them off before [...]

 

I am a senior in college, I have no job now as I am finishing school. I start work in June, and I actually have good credit, over 700, and 5k in credit card debt. I’ve paid my bill in full always in the past until my last killer spring break. Debt settlement sounds cool [...]

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