I am going to ask another question regarding which CC should I add to my credit card profile to add to my rewards. I have excellent credit, pay my balance in full each month, and I use my CC to pay for everything I can to rack up points/miles etc.

I am at a point where I want to increase my points and miles so there are some options. The question is, what is too much. I basically share a VISA with my wife, and have an older VISA that i keep. I realize that you should keep older credit cards for history. I want to add at least one AM/EX either the Starwood points, or the Delta Miles. I also might switch our Cap1 card to the signature to get 2 points for every $ 1 spent, instead of 1.25 for $ 1. That is a new card, not a switch. And recently, I have received letters for UNITED miles (20,000 bonus) and AA Miles (21,000 Bonus). I would love to use those just to add to my miles on those flights. Could I add 3-4 cards without hurting my excellent credit? I will not rack up debt.

 

Hello, I have just bought a new car in a Toyota car dealer: They have found for me an insurance for the car, comparing with different insurance companies. But now at home, I am trying a quote with Geico, and it seems that I could probably get a better price with this company (not completely [...]

 

I have several remodel contractors which write contract, average size is under $ 15k and quite often under 10K . They are looking for a lending solution for their clients. I am currently unable to provide this as a mortgage loan originator. I want to remedy this and add signature/remodel/credit card options. I am looking [...]

 

I am applying for a mortgage loan and I am already aprroved. Just they asked me a lot requirements fortunately I comply it already and now they asked me to sign a debit signature authorization on my account for one time processing fee of 20 usd for the verification of deposits.

 

Here is a little background first. My husbands dad died back in 2001 and in Texas a child automatically inherits a child’s portion of the property the deceased owned (which is half if they only have one child and a spouse). His step mom paid off the house when she got the insurance money from [...]

 

The roof of my home was damaged in a storm. I paid a repair man to fix it. I filed a claim with my insurance company, and they sent me a check. The check was made out to me, my mortgage company, and a bank that holds my home equity loan. That seems weird to [...]

 

I applied for a mortgage 3 wks back the appln was done via phone, when asked abt a car, I told them I did not own a car. Last week the contract was signed, I requested that the mortgage forms be sent to me for my signature (I have good credit (>730) and the rates [...]

 

Something crazy. Im fighting my mortgage company for giving me a toxic mortgage a few years ago i just finally found the copy of my mortgage note. the loan officer NEVER met with me in person and the title company sent their notary to have me sign papers. i am lookign at the place where [...]

 

Hello, I recently got help from my bank on my mortgage loan as they were willing to do a modification. However, i was originally in a negative amortization loan and now to help us keep our house, the bank is willing to help with a 18 month interest only deal. The wording on the signature [...]

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