I am considering debt settlement and I am very scared after looking at some of these posts. Has anyone actually used it and it worked for them without a problem? I am currently current on all my credit cards bills, but I don’t think I can keep it up and I am wondering if this is an option. I don’t want to have to go to court.
I am currently enrolled in a reputable debt settlement company about a year into the 3 year process. One account has settled so far. One of my creditors is suing me, but the company is working hard to get it settled asap and I have responded to the court. I am not ignoring the summons [...]
We may be on a sinkhole, and are in the middle of our claim process with the insurance company. I’ve seen a lot of info on various lawyer websites, etc, saying they can get you the maximum amount (but they take 1/3 of the settlement). What do they do that I couldn’t do myself? Do [...]
If so, which company did you use and how was your experience with them? Any info would be appreciated.
Is it good to tell the judge that I’m in the debt settlement program?
do the debt settlement companies really help you out or are they just a scam?

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