I just recently opted for a sallie mae private student loan and elected to have interest payments during school. I can defintiely add a little more in addition to the interest amount and have it count towards my principle. Does this help my credit score at all by lessening my loan amount?

I also have my mom as a cosigner, so if it does improve credit, does it improve mines or hers?

thanks!

 

My management company specified which insurance company I should use for my buildings insurance despite me already having my own cover (which was a lot more comprehensive and cheaper!!). I have now had to claim on the buildings cover as my shower has broken and the insurance company have said that the management company should [...]

 

We are wanting to pay additional monies toward our mortgage payment and would like to have the information at our finger tips and need a calculator that will do this.

 

We bought our first house about 2 years ago with a 30 yr loan at a good rate. We are applying additional principal towards the mortgage each month. If we keep up the extra principal the schedule says we will pay off the house in 9-10 years. Is it worth paying extra principal on a [...]

 

Reducing home owners principle would immediately stimulate the economy more than waiting for banks to decide what to do with the 7 billion or more that they were given in bail out money. Guidelines: The home must be the owners primary residence. Only 1 home per family. The home was purchased between 8 and 2.5 [...]

 

Is this a good idea? If not, what is a good idea to pay off my car loan quicker? I don’t want to refinance… should i write principle only on car loan

 

The house cost 400,000 on the market according to a few sites that I have looked in to and the loan is over 600,000. negotiating a lower mortgage principle and interest rate

 

I bought a 120K house on time appraisel eight months ago.I paid 106K for it and have my monthly payments on time each lender month.My current charges me more than 1K for the mortgage payments each month, but I wish that was a great PMI will lowered.I with a fixed interest rate of 7.5%. I [...]

 

Home to pay down mortgage. I just refinance to 15 yr term 3.875 I just want to nearly pay off this loan. Balance of loan is $ 200,300 correct balance is 208,300 Also Retired. should i use my ira to buy a house after i\m 591/2

 

My house is under water, I was trying to refinance using the new FHA guidelines where they will write off as much as 10% of the principle. The rules say that you have to work with your current lender. I was doing that but now my lender says that they can’t work with me because [...]

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