4. Which type of debt is the least attractive for a consumer? (Points : 1)
Unsecured debt
Secured debt
Mortgage debt
Lease debt

5. If you receive paid sick days, personal days, and/or paid vacation, what type of employee are you? (Points : 1)
Salaried
Hourly
Management
Lucky

6. Which of the following is an example of realized income? (Points : 1)
Your salary
The end-of-year bonus you hope to receive
An anticipated inheritance
Your weekly poker winnings

9. What is another name for your “take home pay”? (Points : 1)
Gross income
Net income
Taxable income
Internet income

11. What is the second roadblock most people face in running their savings programs? (Points : 1)
Lack of a savings account
Insufficient income
Seasonal overspending
Unexpected expenses

14. Which of the following is NOT an involuntary salary deduction? (Points : 1)
Federal income taxes
Unemployment insurance premiums
Social Security payments
Health insurance premiums

16. What do you need to do if you’re facing a monthly deficit? (Points : 1)
Increase your net income
Reduce your expenses
Both a and b
Neither a, b, or c

Which type of debt is the least attractive for a consumer
 

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