I can not make mortgage payments and exorbitant money was referred to a specialist who request a loan modification mortgage your house, he advised me not to communicate or receive calls from my holder the mortgage. This happened for 4 months to get my payment and I barely the amount of outstanding issues, I’m having a lot of scope, and my mortgage company to call me on September 24 that I must do. I do not want to lose your home but do not know what step to take now.

 
 
 

Just looking for ways to increase my credit score other than getting a credit card.

 

how can one repair there credit rating and how long doe’s it take to get a person credit rating back up to satifaction.

 
 

Which would increase my credit score more, paying my new car that I financed off as quickly as possible with my putting as much money as I can towards each payment, or should I pay over time, and if so how long should I pay for. What is the best thing I can do with [...]

 

Do phone bills, student loans, renting an apartment, etc. factor into credit scores? If I have never had a credit card or a house, could I still have a credit score based on other things?

 

any other point dings – specific numbers that would decrease a credit score? I purchased a house three months ago with an A+ credit score and last week tried to take out a small loan for a boat and they won’t touch me because my credit score has dropped nearly 100 points. How many points, [...]

 

My parents are getting older and they still work and if they go down due to sickness i will have to fill in, but i can not be johnny on the spot, is there an type of insurance that could jump in before me., in reference to the house payments.

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