Myfico reads less than perfect while the freecreditreport.com reads fair to excellent on all the credit bureaus. Which one should I focus on and how is this possible?

my vantage score is 668
 

I’m searching for a new rewards credit card and see that some sites offer different cards depending if your credit is Excellent, Good, Fair, or Bad. I recently purchased a house and have my recent credit score searches handy. What number does my score have to be to fall into the Excellent category?

 
 

Ok, just checed my credit report and score, all three gave me different score’s though: Experian: 604 Equifax: 634 Transunion: 541 so waht is my actuall score? is it the advrage of all three? That makes sence to me. how can I improve the lowest one, like single the 541 and improve whatever effects that [...]

 
 

Is it true if I should close my oldest credit card account that I have had but never used? Closing the account will help improve my credit score because I’ll have less potential credit card debt? Please advice.

 

my scores are 647 668 and 630 and the first two are good and the last is between fair and good. I feel good about these cause it has taken me about a year to get them here, but now i want them higher. And I am doing this by getting the debt off and [...]

 

Healthcare? The way he handled the “stupidly” cop? Failed stimulus package, failed Mortgage loan stimulus, auto government takeover? What do you think is causing his ratings to drop?

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