I heard if you pay the collection agencies a dollar they cannot report you to the credit bureau, is this true? I heard you should dispute everthing at least once , it just might get deleted. I should ask anyone I pay a bill to to report to the credit bureau if in good standing. I heard not having any inquiries raises your credit score?
Can you talk to someone directly at the credit bureau about your score and possibly rasing it when you have paid off debt? Is your profession figured into your creidt score in any way ex being a doc vs, nurses aid?

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