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> <channel><title>Xmastips Mortgage and Loan &#187; life</title> <atom:link href="http://www.xmastips.com/tag/life/feed/" rel="self" type="application/rss+xml" /><link>http://www.xmastips.com</link> <description></description> <lastBuildDate>Sun, 12 Feb 2012 08:02:47 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.3.1</generator> <item><title>My dad ruined my life?</title><link>http://www.xmastips.com/credit-repair/my-dad-ruined-my-life/</link> <comments>http://www.xmastips.com/credit-repair/my-dad-ruined-my-life/#comments</comments> <pubDate>Mon, 04 Jul 2011 01:29:01 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Credit Repair]]></category> <category><![CDATA[credit cards]]></category> <category><![CDATA[dad]]></category> <category><![CDATA[fraud.]]></category> <category><![CDATA[identity theft]]></category> <category><![CDATA[lend money]]></category> <category><![CDATA[life]]></category> <category><![CDATA[LOVE]]></category> <category><![CDATA[maxed]]></category> <category><![CDATA[repair my credit]]></category> <category><![CDATA[ruined]]></category> <category><![CDATA[thousands of dollars]]></category> <guid
isPermaLink="false">http://www.xmastips.com/credit-repair/my-dad-ruined-my-life/</guid> <description><![CDATA[To make a long story short, my dad took out like 8 credit cards in my name when I turned 18&#8230;I am now 23 and have not wanted to get him in trouble, as after all her is my dad and I love him, Not to mention he kept promising he would pay on them.(he <a
href='http://www.xmastips.com/credit-repair/my-dad-ruined-my-life/'>[...]</a>]]></description> <content:encoded><![CDATA[<p>To make a long story short, my dad took out like 8 credit cards in my name when I turned 18&#8230;I am now 23 and have not wanted to get him in trouble, as after all her is my dad and I love him, Not to mention he kept promising he would pay on them.(he hasn&#8217;t) These cards are all maxed out and have hundred and some thousands of dollars in interest piled on top of them. I am now being taken to court for the money owed on most of these. I know I should have done something a while ago but fraud and identity theft is a huge deal these days and wasn&#8217;t sure what would happen to him. My credit is beyond JUNK because of this. I have decided I have to choice but to come clean and try to get my life back in order and tell them he signed my name illegally for these cards. Will this repair my credit and what is going to happen? Is it too late to get something done about this? Please help. Thank You in advance.</p> <script type="text/javascript">google_ad_client = "pub-6555640134888633";
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isPermaLink="false">http://www.xmastips.com/debt-management/have-i-ruined-my-life/</guid> <description><![CDATA[I&#8217;m only 24, and I feel that I ruined my life. But not because I killed anybody, took too many drugs, or performed any other criminal act. No, I feel I&#8217;ve ruined my life because I tried to better myself by going to college. In college, I went from computer science major (dropped that because <a
href='http://www.xmastips.com/debt-management/have-i-ruined-my-life/'>[...]</a>]]></description> <content:encoded><![CDATA[<p>I&#8217;m only 24, and I feel that I ruined my life. But not because I killed anybody, took too many drugs, or performed any other criminal act. No, I feel I&#8217;ve ruined my life because I tried to better myself by going to college.</p><p>In college, I went from computer science major (dropped that because of what I heard about these jobs being offshored), to economics major (dropped that because it would have taken an extra semester at a cost of about $  10,000), and finally, to political science major. Because of working a full time job, transferring schools, not having money to attend summer semesters, it took me 5 years to complete my bachelor&#8217;s degree. While doing so, I amassed a debt in the $  40k range.</p><p>While I was in school, I did some research as to how I could work my degree. Many legitimate job/salary websites (Payscale.com, Salary.com, CNN, MSNBC, etc.) showed the types of jobs and salaries one could expect to see after graduation with my degree and work experience. The salaries ranged from $  38k/yr to $  43k/yr; not bad to start out on. Well, I can say that those certainly weren&#8217;t the job offers I received. The job I have now initially offered me $  29k per year. I took it, because I had bills to pay.</p><p>The sentiments on Internet forums such as this one have led me to my greatest fear. I fear that I will be stuck with low paying jobs that offer no career growth or advancement opportunities for the rest of my life. In addition, I fear that I will never be able to start a family, purchase a house, or simply live a financially stable life. There seems to be a widespread belief that white collar jobs are diminishing and that my degree is nothing more than the &#8220;new high school diploma&#8221;. Well, I don&#8217;t recall a high school diploma ever costing an individual $  60k, but I digress.</p><p>Trust me, I don&#8217;t have an issue with confidence. I do a very good job at what I do. I have a lot of essential skills that I see lacking in even some of the upper level management people. Having taken business and advanced math classes in college and working with computers since I was 10, I have a strong background in all of these areas. I&#8217;ve been working office jobs since I was 17 years old. Yet, it seems that a lot of people now days frown upon college graduates. The mentoring I received in the past seems worthless. I used to hear that many people worked in fields other than what they studied in college and were successful. Are these happy days over? Have I dug myself into a hole that I&#8217;ll never get out of? Is it worth going on?</p><p>Bottom line&#8230;I don&#8217;t want to spend the rest of my life working only to pay off my student loans. That&#8217;s not a life worth living.<br
/> A notoriously low paying degree?  What does that mean exactly?  I went to a public university that is often ranked in the top 5-10 in the nation (University of Michigan).  I took Calculus classes, computer science classes, statistic classes, business law classes, economics classes.  I have developed analytical skills, communication skills, writing skills, etc.  STOP looking at just the degree and see what skills have been developed.</p><p>High school graduates make what I make.  I&#8217;d certainly EXPECT to make more than that given I am a good worker (which I believe I am).<br
/> Also, I&#8217;m not expecting a six figure salary here.  But to be making close to what I was making in high school and college is a tad bit ridiculous.  Basically, it&#8217;s like saying the skills you have added since then mean nothing.<br
/> Connor B&#8230;think of it this way.  You choose a major and you look at the salary data for it and you think that&#8217;s not too bad.  Now, you spend years in school and pay all this money for the education.  You graduate.  You go looking for jobs only to find that A) there are none) and B) the ones available don&#8217;t pay anything close to what you were expecting based on your research.  This is what happened to me.  And that is the situation you may find yourself in one day.  How would you feel?</p> <script type="text/javascript">google_ad_client = "pub-6555640134888633";
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src="http://pagead2.googlesyndication.com/pagead/show_ads.js"></script>]]></content:encoded> <wfw:commentRss>http://www.xmastips.com/debt-management/have-i-ruined-my-life/feed/</wfw:commentRss> <slash:comments>4</slash:comments> </item> <item><title>how much would you sell your life for on eBay?</title><link>http://www.xmastips.com/buying-your-home/how-much-would-you-sell-your-life-for-on-ebay/</link> <comments>http://www.xmastips.com/buying-your-home/how-much-would-you-sell-your-life-for-on-ebay/#comments</comments> <pubDate>Sat, 02 Jul 2011 23:41:04 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Buying Your Home]]></category> <category><![CDATA[Ebay]]></category> <category><![CDATA[friend's]]></category> <category><![CDATA[job.]]></category> <category><![CDATA[life]]></category> <category><![CDATA[sell]]></category> <guid
isPermaLink="false">http://www.xmastips.com/buying-your-home/how-much-would-you-sell-your-life-for-on-ebay/</guid> <description><![CDATA[I dont mean kill yourself, i mean your house, job, friends&#8230;YOU]]></description> <content:encoded><![CDATA[<p>I dont mean kill yourself, i mean your house, job, friends&#8230;YOU</p> <script type="text/javascript">google_ad_client = "pub-6555640134888633";
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isPermaLink="false">http://www.xmastips.com/home-insurance/help-my-life-is-at-risk-2/</guid> <description><![CDATA[There is a criminal in my town. I saw on the news taht you should contact 911 immediately when you see him. So surprisingly, I went to walmart to which I saw him in the parking lot. I was in m ycar. I called 911 and told them but he saw me and in his <a
href='http://www.xmastips.com/home-insurance/help-my-life-is-at-risk-2/'>[...]</a>]]></description> <content:encoded><![CDATA[<p>There is a criminal in my town. I saw on the news taht you should contact 911 immediately when you see him. So surprisingly, I went to walmart to which I saw him in the parking lot. I was in m ycar. I called 911 and told them but he saw me and in his eyes I knew that he knew that i was calling 911. He then looked mad. I immediately drove home but the police are saying that they don&#8217;t have a track of him and I fear he may of followed me home. We have a pistol here at home but the firing pin broke and I&#8217;m getting it fixed so we have no defense. HELP ME MY WHOLE FAMILY MIGHT GET KILLED</p> <script type="text/javascript">google_ad_client = "pub-6555640134888633";
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isPermaLink="false">http://www.xmastips.com/home-insurance/some-one-tell-me-what-mean-for-motor-insurance-home-insurancetravel-insurance-health-insurance-and-life/</guid> <description><![CDATA[some one tell me what mean for motor insurance , home insurance,travel insurance, health insurance and life]]></description> <content:encoded><![CDATA[<p>some one tell me what mean for motor insurance , home insurance,travel insurance, health insurance and life</p> <script type="text/javascript">google_ad_client = "pub-6555640134888633";
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src="http://pagead2.googlesyndication.com/pagead/show_ads.js"></script>]]></content:encoded> <wfw:commentRss>http://www.xmastips.com/home-insurance/some-one-tell-me-what-mean-for-motor-insurance-home-insurancetravel-insurance-health-insurance-and-life/feed/</wfw:commentRss> <slash:comments>4</slash:comments> </item> <item><title>Should Keep or Look into term Life Insurance Quotes?</title><link>http://www.xmastips.com/home-insurance/should-keep-or-look-into-term-life-insurance-quotes/</link> <comments>http://www.xmastips.com/home-insurance/should-keep-or-look-into-term-life-insurance-quotes/#comments</comments> <pubDate>Thu, 30 Jun 2011 16:29:02 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Home Insurance]]></category> <category><![CDATA[insurance]]></category> <category><![CDATA[insurance quotes]]></category> <category><![CDATA[life]]></category> <category><![CDATA[life quotes]]></category> <category><![CDATA[quotes]]></category> <category><![CDATA[term insurance]]></category> <category><![CDATA[term life insurance]]></category> <category><![CDATA[term quotes]]></category> <category><![CDATA[term.]]></category> <category><![CDATA[whole life]]></category> <guid
isPermaLink="false">http://www.xmastips.com/home-insurance/should-keep-or-look-into-term-life-insurance-quotes/</guid> <description><![CDATA[I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look <a
href='http://www.xmastips.com/home-insurance/should-keep-or-look-into-term-life-insurance-quotes/'>[...]</a>]]></description> <content:encoded><![CDATA[<p>I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look into term insurance?</p> <script type="text/javascript">google_ad_client = "pub-6555640134888633";
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isPermaLink="false">http://www.xmastips.com/home-insurance/life-house-insurance-on-rented/</guid> <description><![CDATA[If you are moving into a rented property how does life insurance work as it usually goes against the cost of the home as it is paid off? Also, what about house insurance, would you just need contents insurance and take off building insurance as that is covered by the landlord isn&#8217;t it?]]></description> <content:encoded><![CDATA[<p>If you are moving into a rented property how does life insurance work as it usually goes against the cost of the home as it is paid off? Also, what about house insurance, would you just need contents insurance and take off building insurance as that is covered by the landlord isn&#8217;t it?</p> <script type="text/javascript">google_ad_client = "pub-6555640134888633";
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isPermaLink="false">http://www.xmastips.com/home-insurance/i-cannot-find-the-website-for-federal-home-life-insurance-company-based-in-va-can-anyone-direct-me/</guid> <description><![CDATA[I have an old Lynchburg, VA address and a phone number 1-888-345-4242 but have failed on all search engines I know to find a website.]]></description> <content:encoded><![CDATA[<p>I have an old Lynchburg, VA address and a phone number 1-888-345-4242 but have failed on all search engines I know to find a website.</p> <script type="text/javascript">google_ad_client = "pub-6555640134888633";
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isPermaLink="false">http://www.xmastips.com/home-insurance/can-you-bring-home-army-life-insurance-papers-to-sign-if-you-are-changing-the-number-of-dependants/</guid> <description><![CDATA[If you can could the spouse turn in the papers?]]></description> <content:encoded><![CDATA[<p>If you can could the spouse turn in the papers?</p> <script type="text/javascript">google_ad_client = "pub-6555640134888633";
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isPermaLink="false">http://www.xmastips.com/home-insurance/what-life-insurance-company-will-let-you-buy-a-policy-for-your-parents-and-pay-for-it-yourself/</guid> <description><![CDATA[What company will just require a paper filled out by the parent giving the child permission to get life insurance?]]></description> <content:encoded><![CDATA[<p>What company will just require a paper filled out by the parent giving the child permission to get life insurance?</p> <script type="text/javascript">google_ad_client = "pub-6555640134888633";
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