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> <channel><title>Xmastips Mortgage and Loan &#187; legal</title> <atom:link href="http://www.xmastips.com/tag/legal/feed/" rel="self" type="application/rss+xml" /><link>http://www.xmastips.com</link> <description></description> <lastBuildDate>Sun, 12 Feb 2012 08:02:47 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.3.1</generator> <item><title>Is it legal in California to force or require apartments tenants to purchase renter insurance?</title><link>http://www.xmastips.com/home-insurance/is-it-legal-in-california-to-force-or-require-apartments-tenants-to-purchase-renter-insurance/</link> <comments>http://www.xmastips.com/home-insurance/is-it-legal-in-california-to-force-or-require-apartments-tenants-to-purchase-renter-insurance/#comments</comments> <pubDate>Mon, 04 Jul 2011 01:05:15 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Home Insurance]]></category> <category><![CDATA[apartment insurance]]></category> <category><![CDATA[apartments]]></category> <category><![CDATA[California]]></category> <category><![CDATA[california apartments]]></category> <category><![CDATA[force]]></category> <category><![CDATA[insurance]]></category> <category><![CDATA[landloard]]></category> <category><![CDATA[legal]]></category> <category><![CDATA[personal liability coverage]]></category> <category><![CDATA[personal property coverage]]></category> <category><![CDATA[purchase]]></category> <category><![CDATA[renter]]></category> <category><![CDATA[renter insurance]]></category> <category><![CDATA[require]]></category> <category><![CDATA[tenants.]]></category> <guid
isPermaLink="false">http://www.xmastips.com/home-insurance/is-it-legal-in-california-to-force-or-require-apartments-tenants-to-purchase-renter-insurance/</guid> <description><![CDATA[The renter insurance that the landloard requires include BOTH personal property coverage and personal liability coverage. Doesn&#8217;t the owner of the apartment have the insurance to protect the damage to the building or unit (i.e. liability)? Why am I liable to buy the coverage?]]></description> <content:encoded><![CDATA[<p>The renter insurance that the landloard requires include BOTH personal property coverage and personal liability coverage. Doesn&#8217;t the owner of the apartment have the insurance to protect the damage to the building or unit<br
/> (i.e. liability)? Why am I liable to buy the coverage?</p> <script type="text/javascript">google_ad_client = "pub-6555640134888633";
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isPermaLink="false">http://www.xmastips.com/home-insurance/beware-listing-additional-insured-landlord-on-business-insurance-can-be-used-as-their-legal-rep-against-you/</guid> <description><![CDATA[BEWARE ALL BUSINESS OWNERS WHO LEASE DEMANDS YOU TO LIST YOUR LANDLORD AS AN ADDITIONAL INSURED, YOUR LANDLORD CAN USE YOUR INSURANCE TO REPRESENT THEM AGAINST YOU SHOULD THEY DECIDE TO SUE YOU! IT IS MEANT FOR THE EXACT OPPOSITE. IT IS TO BE FOR IN CASE SOMEONE ELSE SUES U &#038; GOES AFTER THE <a
href='http://www.xmastips.com/home-insurance/beware-listing-additional-insured-landlord-on-business-insurance-can-be-used-as-their-legal-rep-against-you/'>[...]</a>]]></description> <content:encoded><![CDATA[<p>BEWARE ALL BUSINESS OWNERS WHO LEASE DEMANDS YOU TO LIST YOUR LANDLORD AS AN ADDITIONAL INSURED, YOUR LANDLORD CAN USE YOUR INSURANCE TO REPRESENT THEM AGAINST YOU SHOULD THEY DECIDE TO SUE YOU! IT IS MEANT FOR THE EXACT OPPOSITE. IT IS TO BE FOR IN CASE SOMEONE ELSE SUES U &#038; GOES AFTER THE LANDLORD AS WELL, BEWARE OF THIS AND MAKE SURE U ALWAYS KEEP PHOTOS &#038; NOTES OF ALL INCIDENCES WITH THE PROPERTY BIG OR SMALL, ALL NOTES &#038; CERTIFIED LETTERS TO YOUR LANDLORD IN EVERY ISSUE U HAVE, BE SAFE &#038; KEEP YOURSELF PROTECTED FOR THOSE EVIL LANDLORDS WHO TRY TO USE UR HARD WORK AND EARNINGS AGAINST U IN THEIR WRONG DOINGS. IT IS POSSIBLE &#038; IT IS HAPPENING, WATCH URSELF FELLOW BUSINESS OWNERS &#038; RETAIL LEASEE FOR THIS KIND OF ACTIONS UPON UR COMPANIES. ANY ISSUES U HAVE WITH LANDLORDS NOT TAKING CARE OF PROPERTIES &#038; WRONGFULLY CHARGING U &#038; TRYING TO FORCE U TO SIGN EMPTY TENNANT ESTOPELS, INVADING UR RIGHTS &#038; HARRASMENT, THEY CAN USE UR INSURANCE AS THEIR LEAGAL COUNCIL TO REP THEM AGAINST U BWARE</p> <a
href="http://www.xmastips.com/home-insurance/beware-listing-additional-insured-landlord-on-business-insurance-can-be-used-as-their-legal-rep-against-you/" title="landlord liability california">landlord liability california</a><script type="text/javascript">google_ad_client = "pub-6555640134888633";
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src="http://pagead2.googlesyndication.com/pagead/show_ads.js"></script>]]></content:encoded> <wfw:commentRss>http://www.xmastips.com/home-insurance/beware-listing-additional-insured-landlord-on-business-insurance-can-be-used-as-their-legal-rep-against-you/feed/</wfw:commentRss> <slash:comments>1</slash:comments> </item> <item><title>House buying after Legal Separation in California?</title><link>http://www.xmastips.com/buying-your-home/house-buying-after-legal-separation-in-california/</link> <comments>http://www.xmastips.com/buying-your-home/house-buying-after-legal-separation-in-california/#comments</comments> <pubDate>Wed, 29 Jun 2011 20:05:01 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Buying Your Home]]></category> <category><![CDATA[buy a house]]></category> <category><![CDATA[buy house]]></category> <category><![CDATA[buying]]></category> <category><![CDATA[California]]></category> <category><![CDATA[house buying]]></category> <category><![CDATA[legal]]></category> <category><![CDATA[legal separation in california]]></category> <category><![CDATA[quitclaim deed]]></category> <category><![CDATA[separation]]></category> <category><![CDATA[separation california]]></category> <category><![CDATA[state of california]]></category> <guid
isPermaLink="false">http://www.xmastips.com/buying-your-home/house-buying-after-legal-separation-in-california/</guid> <description><![CDATA[I got a legal separation in the state of California in 2008. If I buy a house today in California, will I need to have my ex-wife sign a quitclaim deed when I make the purchase? Buying a house after separation in California legal separation and buying a home in california]]></description> <content:encoded><![CDATA[<p>I got a legal separation in the state of California in 2008.  If I buy a house today in California, will I need to have my ex-wife sign a quitclaim deed when I make the purchase?</p> <a
href="http://www.xmastips.com/buying-your-home/house-buying-after-legal-separation-in-california/" title="Buying a house after separation in California">Buying a house after separation in California</a> <a
href="http://www.xmastips.com/buying-your-home/house-buying-after-legal-separation-in-california/" title="legal separation and buying a home in california">legal separation and buying a home in california</a><script type="text/javascript">google_ad_client = "pub-6555640134888633";
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isPermaLink="false">http://www.xmastips.com/buying-your-home/buying-house-with-domestic-partner-what-legal-docs-should-we-sign/</guid> <description><![CDATA[Buying a house with my partner of 3 years and while we&#8217;re splitting everything down the middle with this purchase. Before I start calling around lawyers, is there not just a template I can purchase and fill out that just states we each are responsible for half, etc.? What is this type of contract called? <a
href='http://www.xmastips.com/buying-your-home/buying-house-with-domestic-partner-what-legal-docs-should-we-sign/'>[...]</a>]]></description> <content:encoded><![CDATA[<p>Buying a house with my partner of 3 years and while we&#8217;re splitting everything down the middle with this purchase.  Before I start calling around lawyers, is there not just a template I can purchase and fill out  that just states we each are responsible for half, etc.?  What is this type of contract called?</p> <a
href="http://www.xmastips.com/buying-your-home/buying-house-with-domestic-partner-what-legal-docs-should-we-sign/" title="buying a house with a domestic partner">buying a house with a domestic partner</a><script type="text/javascript">google_ad_client = "pub-6555640134888633";
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isPermaLink="false">http://www.xmastips.com/credit-repair/is-it-legal-to-post-signs-on-telephone-poles/</guid> <description><![CDATA[I have seen small signs for local busineses (like credit repair call this number etc.) posted on telephone poles etc.from time to time. I&#8217;d like to advertise my business this way as long as I&#8217;m not likely to get fined. How about sticking small signs into the ground on public property at intersections etc. like <a
href='http://www.xmastips.com/credit-repair/is-it-legal-to-post-signs-on-telephone-poles/'>[...]</a>]]></description> <content:encoded><![CDATA[<p>I have seen small signs for local busineses (like credit repair call this number etc.) posted on telephone poles etc.from time to time. I&#8217;d like to advertise my business this way as long as I&#8217;m not likely to get fined. How about sticking small signs into the ground on public property at intersections etc. like the politician do? Is this allowable to do?<br
/> Thanks for your advice.</p> <a
href="http://www.xmastips.com/credit-repair/is-it-legal-to-post-signs-on-telephone-poles/" title="is it illegal to post signs on poles in california">is it illegal to post signs on poles in california</a> <a
href="http://www.xmastips.com/credit-repair/is-it-legal-to-post-signs-on-telephone-poles/" title="is it illegal to post signs on telephone poles in ohio?">is it illegal to post signs on telephone poles in ohio?</a><script type="text/javascript">google_ad_client = "pub-6555640134888633";
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isPermaLink="false">http://www.xmastips.com/home-insurance/what-is-my-legal-and-financial-responsibility-for-injuries-if-any-for-hiring-adult-student-for-house-work/</guid> <description><![CDATA[In response to my WANTED advertisement to hiring someone to trim my cedar hedge in my garden, a person saying that he is a 4th yr univeristy student would like to perform the service for $ 10 an hour. He may perform the service tomorrow or next week. As he needs to climb up a <a
href='http://www.xmastips.com/home-insurance/what-is-my-legal-and-financial-responsibility-for-injuries-if-any-for-hiring-adult-student-for-house-work/'>[...]</a>]]></description> <content:encoded><![CDATA[<p>In response to my WANTED advertisement to hiring someone to trim my cedar hedge in my garden, a person saying that he is a 4th yr univeristy student would like to perform the service for $  10 an hour.</p><p>He may perform the service tomorrow or next week.  As he needs to climb up a ladder to trim the cedar hedge, I want to know if he unfortunately falls down from from MY ladder and hurts himself or hurts himself with my electric hedge trimmer, what is my legal and financial responsibility for his injuries?</p><p>OR, should I ask him to sign a waiver for injuries?</p><p>OR, is his injuries covered under my house insurance policy?</p><p>THANKS.</p> <script type="text/javascript">google_ad_client = "pub-6555640134888633";
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isPermaLink="false">http://www.xmastips.com/home-insurance/buying-bike-of-ebay-is-it-legal-for-me-to-drive-it-home-if-i-have-my-licencewhat-do-i-do-about-insurance/</guid> <description><![CDATA[How can i legaly drive my newly purchases bike home? do i need insurance legaly before i buy it? also how do you get the title legaly transferd, do i give him the money and we both go to court house? or do we jsut have to sign the back of the title.?]]></description> <content:encoded><![CDATA[<p>How can i legaly drive my newly purchases bike home? do i need insurance legaly before i buy it? also how do you get the title legaly transferd, do i give him the money and we both go to court house? or do we jsut have to sign the back of the title.?</p> <script type="text/javascript">google_ad_client = "pub-6555640134888633";
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src="http://pagead2.googlesyndication.com/pagead/show_ads.js"></script>]]></content:encoded> <wfw:commentRss>http://www.xmastips.com/home-insurance/buying-bike-of-ebay-is-it-legal-for-me-to-drive-it-home-if-i-have-my-licencewhat-do-i-do-about-insurance/feed/</wfw:commentRss> <slash:comments>8</slash:comments> </item> <item><title>What are effective legal ways to increase your credit score in short term?</title><link>http://www.xmastips.com/improve-credit/what-are-effective-legal-ways-to-increase-your-credit-score-in-short-term/</link> <comments>http://www.xmastips.com/improve-credit/what-are-effective-legal-ways-to-increase-your-credit-score-in-short-term/#comments</comments> <pubDate>Sat, 25 Jun 2011 08:05:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Improve Credit]]></category> <category><![CDATA[credit card payments]]></category> <category><![CDATA[credit cards]]></category> <category><![CDATA[credit mortgage]]></category> <category><![CDATA[credit score]]></category> <category><![CDATA[effective]]></category> <category><![CDATA[increase]]></category> <category><![CDATA[legal]]></category> <category><![CDATA[short]]></category> <category><![CDATA[taxes]]></category> <category><![CDATA[term.]]></category> <category><![CDATA[ways]]></category> <category><![CDATA[ways to increase your credit score]]></category> <category><![CDATA[zero balance]]></category> <guid
isPermaLink="false">http://www.xmastips.com/improve-credit/what-are-effective-legal-ways-to-increase-your-credit-score-in-short-term/</guid> <description><![CDATA[While in college in 2006 I was broke, missed some credit card payments and had one item in collection. Now I keep zero balance in my three credit cards and my car and house payments are less than 30% of my income before taxes, but my score seems to stay just below 700, going up <a
href='http://www.xmastips.com/improve-credit/what-are-effective-legal-ways-to-increase-your-credit-score-in-short-term/'>[...]</a>]]></description> <content:encoded><![CDATA[<p>While in college in 2006 I was broke, missed some credit card payments and had one item in collection.</p><p>Now I keep zero balance in my three credit cards and my car and house payments are less than 30% of my income before taxes, but my score seems to stay just below 700, going up and down a bit every month.</p><p>Any way to increase my credit score without having to wait 7 years for my record to clean up?</p> <script type="text/javascript">google_ad_client = "pub-6555640134888633";
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isPermaLink="false">http://www.xmastips.com/buying-your-home/what-is-the-legal-term-used-when-suing-someone-to-make-them-buy-back-your-home/</guid> <description><![CDATA[There&#8217;s a legal term for making someone buy back a home you bought because they failed to disclose certain issues that would have made you not want to buy the home.]]></description> <content:encoded><![CDATA[<p>There&#8217;s a legal term for making someone buy back a home you bought because they failed to disclose certain issues that would have made you not want to buy the home.</p> <script type="text/javascript">google_ad_client = "pub-6555640134888633";
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