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Questions on consolidating credit cards. Help?

Jul 032011

My boyfriend has about $ 5k spread out over a few credit cards (furniture, car repair, regular credit card, and best buy I think) and we were wondering if it’s easier and/or cheaper to consolidate them.

Would it make the monthly payments less (currently it’s $ 50 – $ 85 each)?
What’s the best way to go about doing this?
Also, does it just transfer the balances so it leaves his cards at a zero balance or does it close them altogether? If it’s our decision, which would be better (closing or leaving them open)?

And I will be looking more into this before we make a decision.
Any help is appreciated, thanks.

If a homeowner dies, and will leaves grandchildren with home, what exactly happens?

Home Insurance 2 Responses »

Jun 232011

I live in massachusetts and my family is talking about my grandparents will and trying to figure out everything with him. Right now he lives alone and has lived in the same home for 80 something years i believe. If he leaves the home to me and my brother as grandchildren, do we just take [...]

Loan Officer that the leaves of mortgage rates and credit score?

Mortgage Loan 3 Responses »

Apr 292011

Hello, I was shopping for a mortgage and I came across a loan officer who sends me to list the rates daily and open for 0.625 points credit costs. For example, his list yesterday, the rate set at 30 years was set at 4.875 0,125 points, he said that my rate will be 4.875, and [...]

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