Inquiry

How do you stop companies from running your credit report and an inquiry?

Jul 022011

I have some past due bills that date back 4yrs ago. ( I know I should have been more responsible) But I’m older now and matured and I am trying to repair my credit but these credit inquiries are not helping at all. It seems like everytime this company runs my credit my score decreases by 2 points. How do I stop that? Right now I can’t pay them because I’m still not able to financially. I don’t make enough. But I want to though I’m still recovering from the past hardship I experienced. So if anyone can help please let me know. Much Thanks!!
The account is closed but with normal procedures it went to a collection agency and from there I’m not sure where it’s at now or the status. It’s been 4yrs since I paid on it. It may have been charged off by now. I noticed my score decreased by 2 points when this company ran my credit.

how can i keep companies from running soft credit reprts on me? How can I stop companies from running my credit

How long does it take to get an inquiry off a person’s credit report?

Improve Credit 1 Response »

Jun 252011

I want to see if a personal loan will be cheaper than the loan on my car, but I don’t want to bring down my credit score.

Personal Loan Inquiry Question?

Mortgage Loan 1 Response »

Jun 012011

I’m unsure of my credit score. I pulled my credit report but it doesn’t give a score. Not sure where I can get that. Last time I checked it was in the high 600′s. I have 3 dings on my credit, 1 late payment from Dec 2006 when my payment protection didn’t kick in right [...]

I have an alert on my credit report online that there was an inquiry for a credit report on me and I haven’t

Mortgage Loan No Responses »

May 192011

requested a loan or refinancing from anyone. I called the credit bureaus and put a fraud alert on my account. Can someone get a loan in my name and it not be on my credit report. Also the inquiry was from a mortgage company, I found out.

Estimate inquiry of mortgage loan, some of the answers said without thinking and not true?

Mortgage Loan 3 Responses »

Apr 292011

I had a phone conversation with a mortage specialist and she ask me if my spouse has other income. I accidently said yes he does, it’s side job and he get paid in cash. Which is not true. I thought my husband was working side jobs but he was just working overtime on Saturday’s morning [...]

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