My boyfriend and I just closed on a home together. We want to file an amended tax return for the first time home buyers tax credit. How would we go about both filing an amended tax return. I know we need a certain form to amend and a certain form for the first time home buyers tax credit, but do we need to mail them in together, or just separately? Thanks in advance.
I’ve see situations in which people have taken out a mortgage for several times the value of the house. There is no way that they could not have known that the house was not worth that much, and it wasn’t a situation of being overcharged for the house, because they paid much less for it. [...]
How do individuals all become debt free if there isn’t enough physical money to pay off those debts?
I’ve read over the years that approximately 96% of the money supply is in the form of mortgages, loans and interest which basically is all technically debt. So in other words, 96% of the money supply is in fact debt. Where as the other 4% of the money supply is in the form of paper [...]
20% deposit is required to avoid PMI added to their mortgage payments. So if we all pay a monthly PMI – private mortgage insurance why not intervene and get a mortgage? Why do we even include our mortgage PMI insurance even if they do not intend to get a mortgage?

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