I am a first time home buyer and am in the process of doing research to ge a home loan. The online mortgage calculators I can find say rates are based on married, two dependent households. Because I have no dependents and all of my income would go toward my own expenses does that make me eligible for more than a married household that brings in equal income to what I earn?

 

Given all the worries about credit in this country, and subprime mortgages, I was curious as to what the entire amount of home mortgage debt is. There are about 110 million households in the country, with 70% of them owned residences. Let’s say there are 75 million owned homes. Not all have mortgages, but if [...]

 

I recently got a second job redundant. I used to keep my debt to unsecured short-term (over 50K), we had a rough couple of years as medical costs and households. Sometimes my wife and I did our first job, we can keep our mortgage current and to maintain the household budget goes hand in hand. [...]

 

I am an adult who just started college last month. After a school for 25 years, I have painfully learned that this is not for me! This is justified by my debt (I did not already have a debt other than my mortgage), stress is added to my life becomes unbearable, I have more time [...]

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