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Home Owner Insurance Liability for Falls?

March 10, 2013 in Home Insurance by admin

My daughter was playing at a friend’s house and fell out of a tree and broke her arm. Unfortunately we do not have medical insurance and the ER and follow up bills are over $ 5000. Do yo think that the home owner’s home insurance would cover that bill? We
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A Question on Home Insurance?

March 4, 2013 in Home Insurance by admin

what does “all peril” refer to? i know flood insurance is seperate for some claims but does not “all peril” include flood? my interest is with personal property issues of loss due to flooding.

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Do You Pay Home Insurance on A Rental Home?

March 3, 2013 in Home Insurance by admin

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Things to Think About When Moving From Canada to Cali?

February 28, 2013 in Home Insurance by admin

I’m trying to figure out: how to pick the best neighbourhood (SanFan/SanJose area at a reasonable cost), moving costs, things to keep in mind (home insurance, driver licencing, cost of living…other stuff). Any tips to avoid this being a horror story would be great!

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Do I Need to Provide Evidence of Homeowners Insurance Before Buying A Home?

February 9, 2013 in Home Insurance by admin

I am in the process of filling out my mortgage application for our first house. The application requests proof of homeowner’s insurance, but we haven’t done the inspection yet, so it doesn’t make sense that we would have homeowners insurance yet either. Anyone know what we’re supposed to do with
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Is It Hard to Get Home Insurance with Pending Lawsuit?

January 25, 2013 in Home Insurance by admin

I’m looking at an apartment in San Francisco to buy California. I’m interested in buying, is currently in the middle of a process. More specifically, sets the HOA manufacturer for a leak in some units. The device I am interested not damaged, however. Recently I was invited by a friend
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Why Isn’t Flood Coverage Automatically Included in Your Home Insurance?

January 23, 2013 in Home Insurance by admin

Since the Sandy disaster, constantly hear on the news of couples who have not only lost their homes but any insurance coverage because the insurer claims its flood damage and that’s a extra policy. I wanna know why this isn’t included in home and contents insurance which covers you if
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What “hidden” Costs Should I Be Aware of at Closing?

January 21, 2013 in Buying Your Home by admin

My husband and I are going to close next week on our 1st home! People tell us that we will be in sticker shock and surprised about some of the fees. Besides the taxes (escrow), home insurance, attorney fees and everything mentioned as “closing costs” on our contract, is there
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How Can I Insure My Home? Purchased for $ 165,000. Know-how for $ 185,000?

January 20, 2013 in Home Insurance by admin

I need home insurance owner ‘I’m so confused. How much coverage you need for your home?

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Why Does Bank Ask for Home Insurance on My Co-owned Secondary Home When Refinancing on My Primary Mortgage?

January 19, 2013 in Home Insurance by admin

Why does my bank ask for home insurance policy on my secondary home which I co-own with my brother when refinancing on my primary mortgage? Is there anything foreseeable issue? Thank you for your advise. Raj