The renter insurance that the landloard requires include BOTH personal property coverage and personal liability coverage. Doesn’t the owner of the apartment have the insurance to protect the damage to the building or unit
(i.e. liability)? Why am I liable to buy the coverage?

 

I recently had a forced place insurance policy put on my home by a lender who aquired my loan from another company. they are telling me that my wind policy is just supplemental and doesnt count as insurance on my property. Is this true?

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