Posts Tagged ‘finance’

Calculated Industries 3416 Mortgage Qualifier Plus Residential Mortgage Finance Calculator

calculate Industries 3416 Mortgage Qualifier Plus Residential Mortgage Finance Calculator

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ul Qualifier Mortgage Calculator Plus is a professional mortgage calculator residential mortgage, the quick answers to complex issues, including payments of interest only, offers qualifying Interest-Only Combo Loans and Interest-Only. Enter loan data in any manner and quick resolution of piti, Interest-Only loans and all that buy the buyer ifs-Qualifying and Rent vs. comparisons.

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List Price: $ 69.95 Price: $ 53.95

New Cap 1 card

I got my first pre-approval letter and applied for a Cap 1 card yesterday. Got approved; not sure what the CL will be? Are they generous these days? I'm assuming not... people here seem to be saying CLIs are tough from them now. The question is, can you get other credit from the easily? Maybe this belongs on another forum, but do they have any history of extending an auto loan to someone they offer a $0 AF platinum card to? I am getting a car soon and would rather finance it and am looking for a way to walk in with a check rather than do financing at the dealer.

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First premier bank CC

I have a FP bank credit card opend on September last year. I have no balance with the credit card, but the balalce is always $7 due to the finance service fee. This is really annoying, so I decide to close the account after paying rest of the finnace service fee.   But when I called the FP bank to close my account, the financial manager said that if I closed the account, it would drop my credit score badly. So I am really confused now.   Is it true what the financial manager said?   What do you think about this? Please give me an advice. Thank you in advance

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Finally recovered from Identity Theft and got my scores back to normal – So now what do I do?

So, its been a long time. Many years in fact. But I finally have almost all of the negative items on my credit reports removed that were due to Identity Theft.   It has cost me thousands of dollars and thousands of hours. I dont really care about the money, but the countless hours of dealing with creditors and collection agencies gets very tiring and causes stress.   Unlike some people, I was lucky that they actually caught two of the individual and prosecuted them. One was a repeat offender for Identity Theft, so with his prior strike against him he was sentenced to 3.5 years in prison. The other was a first time offender was sentenced to 2.5 years in prison. I personally dont feel either of these sentence were long enough, but I should be happy that they at least caught the individuals. I am sure that they are both going to come out and do the same thing again. Even the prosecutor said that is usually the case. if you take a tiger out of the jungle, it doesnt make it any less of a tiger. Does it...?   In any case, there are only 2 items left to be removed from my reports, both items are large collections. One is a $2500 collection and the other is a $5000 collection, both are fairly recent (within that last year) so I assume they are affecting my score tremendously. My scores are currently hovering around the low-mid 600 range, though I am not sure what my EX is "exactly" as I can only base it on what their own website shows. After these collections are removed and my CC balances update (paid everything off this last month) I am sure my score should be right back to where it was many years ago (mid-high 700's)   The only CC's and loans I currently have are as follows, all CCs are paid off and no lates showing. My credit history goes back roughly 9 years. I live in CA:   Capital One $1500 HSBC $750 Continental Finance $500 Plains Commerce $500 Toyota/Lexus (installment loan for my Lexus) - balance owing is $32k, orig amount financed was $54k Student Loans (Dep of Education) - 18k in repayment        So, where should I begin? Its been so long since I have had decent credit I dont know where I should start to get a good credit card with a decent credit line. My annual salary is 150k, am not married, have no kids. I guess this is probably why I never felt the "burn" from having bad credit. My income always kept me afloat.  In any case, I looked on www.whogavemecredit.com and reviewed the information on whom applied at which banks, and their outcome. However, I would rather hear from my fellow MyFico members about who they recommend. Also, as a suggestion. Perhaps MyFico should put together a packaged for members and people like myself whom suffer from Identity Theft, allowing us to pull our credit scores at a lower rate. I know the benefits of pulling my reports through MyFico helped greatly. I loved the dispute letters. It made it much easier to submit my disputes and view things in a much more logical fashion as compared to many other reporting sites.   

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Huge potential for Islamic finance in Kenya

Huge potential for Islamic finance in Kenya
08 February 2010 LONDON: Kenya is fast developing as the Islamic finance hub of East Africa. The Central Bank of Kenya (CBK) has already licensed two Islamic banks – Gulf African Bank (GAB) and First Community Bank (FCB) – under CAP 488 of the Banking Act of Kenya.

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The ABCs of personal finance

The ABCs of personal finance
MIAMI — Each day after school, 17-year-old Phyllis Quach goes to a warehouse filled with silk flowers, stuffed animals and other gift items her parents sell through their South Florida wholesale business.

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Mortgage Finance and Investment Veterans Launch RMBS Loan-Level Data Company, BlackBox Logic LLC

Mortgage Finance and Investment Veterans Launch RMBS Loan-Level Data Company, BlackBox Logic LLC
DENVER—-A team of mortgage finance and investment management veterans today announced the formal launch of a new company, BlackBox LogicTM LLC, providing a comprehensive database of loan-level collateral underlying non-agency residential mortgage-backed securities for investors, broker/dealers and researchers.

Read more on Business Wire via Yahoo! Finance

Investment Veterans, Mortgage Finance Team Launch New Loan-Level Data Company

Investment Veterans, Mortgage Finance Team Launch New Loan-Level Data Company
ROOM Solutions is a provider of global software an … Kofax is the leading provider of document driven b …

Read more on Insurance Business Review

Britain to host meeting of G-7 finance officials on Jan. 25

Britain to host meeting of G-7 finance officials on Jan. 25
LONDON – Britain will host a meeting of finance officials from the Group of Seven nations on Jan. 25 to discuss measures to protect the public from future bank failures, including a proposed global insurance levy, the Treasury said on Monday.

Read more on Minneapolis-St. Paul Star Tribune

Calculated Industries 3415 Qualifier Plus IIIX Real Estate Finance Calculator

• Versatile buyer pre-qualifying for conventional and FHA/VA loans to show homes within price range
• Complete PITI payment solutions to demonstrate interest only and other “What If” scenarios
• Amortization with remaining balances
• Calculate combo loans (80:10:10 and 80:15:05), bi-weekly loans, ARMs provide flexible payment options
• Easy rent vs. buy comparisons and estimated tax savings show benefits of ownership

The description of the product Qualifier Plus IIIx is the most versatile and easy to understand, real estate loans on the market. Walking into a fast and accurate payment solutions and qualify buyers on the spot! Ideal for all real estate professionals – including agents, br. . . More>>

Calculated Industries 3415 Qualifier Plus IIIX Real Estate Finance Calculator