I have really been stressing about money lately. But I hold on tight to the faith that God will make sure my daughter and I have what we need to “get by.” He has delivered this through last-minute orders in my home business, just a day or two before rent is due. He has let me find $ 5 in quarters on the way to the store so that I can buy something healthy to go with our ramen noodles. Last year I won $ 100 in from some contest I didn’t even know I entered. And today – a guy I did some free web design work for almost a year ago handed me a $ 50 bill for updating 1 line of his contact info. … Perfect timing on the $ 50 because yesterday morning I had “just enough” to pay rent … until my car had to have a $ 35 repair. Now I can go pay rent and have a head start on next week’s bills :)

I will try to remember to always be greatful and appreciate the good things that come to me in life. … So now I am curious. What wonderful things have happened for you and your family? And who do you give credit to?

 

before the transaction closes?

 

My closing costs on my good faith estimate are around 6,000.00. I was talking to the mortgage officer and she said the closing costs might be higher or lower when the actual HUD 1 sheet is prepared. Now I’m terrified. How much higher can my closing costs be? What other charges could be added on? [...]

 

Credit score of about 570-580.All collection and judgements are paid. Are these fees normal? The interest rate is 6%. GFE sales price is $ 250k and total loan amt is $ 246250….loan orig is $ 2425 and loan discount is $ 1477. PMI is $ 3637..hazard ins. is $ 720..recording mortgage and deed fees $ [...]

 

Line one reads Loan Origination fee: 1.25%…$ 1,042.75. Then I have a charge for Brokers Fee $ 995.00 Processing Fee: $ 500.00 Credit report $ 231.00 Underwriting Fee $ 590.00 What is the loan origination fee? I thought that was broker fees, and everything else

 

On our good faith estimate, we have no points and fees, but our mortgage company has recently decided to add it to our credit, she said she made a mistake. Can you? Published News Upcoming News Submit a New Story Groups personal loan with bad credit mortgage comp add point

 

Please explain where this looks kosher vs. questionable No loan origination fee, but Appraisal Fee: $ 495 Lenders Inspection Fee: left blank Processing Fee: $ 495 Underwriting Fee: $ 1095 Interest for Mortgage Insurance Premium: 15 days @ $ 21 per day = $ 320. I am putting 20% down – do I have to [...]

 

I had made additional payments to National City Mortgage and applied to get relief of PMI and they would not cancell the payment. Even when I had payed my loan down to below 80% as they stated on their web site. Their site had the word “may” as to indicate this would not be that [...]

 

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secretary of my husband sent some docs ready at home with him this evening.She try to achieve a re-fi at home and is concerned that it is cracked at the start-off.I looked docs and I am on some of the costs well.Can someone surprised me, tell us if these costs are typical or extrem.Insgesamt loan [...]

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