These crazies are coming out of the woodwork since I had a fire at my home. Who has the most to gain from my tragedy? I’m about to get mad-dog-mean at this point.

 
 

I am currently buying a home. When settling with the seller of the home, it was agreed that the seller was to pay the closing costs on the home. However, I am a little confused by what I still need to pay after my down payment. Can anyone help me out with this? THANKS

 

I know credit cards,mortgages,and renting can affect your score. But what else? Can not paying medical bills,library late fees,phone bills,newspaper fees due, and cable bills, and also I bought a book from Reader’s Digest, and didn’t finish paying it off. Could all of these things affect my credit score?

 

I want to buy a house and my friend was telling me to go through a credit repair agency and they can “hide” things on your report while you are going through the home buying process is it true or just a ripoff

 

I hear 700, 720, 740, 750, etc. Whats a good score? And since there are 3 credit scores, and ssayjust 1 score is above” excellent” would you still be considered to have excellent credit, or do all 3 have to be excellent?

 

If one pays off all the debts on their credit report, what does that mean for their credit report & score? I mean, since it was already listed on the report as delinquent, does a paid status necessarily help your score to increase & assist with being able to establish lines of credit & whatnot?

 

All of the ligitimate sources I have looked at have a sign up scam running. You must sign up for credit protection plans or the like before you can get your free score. You must give them your credit card number for your free trial that by the way is difficult to get “unsubscribed” to. [...]

 

Im looking into obtaining a section 502 rural housing loan from the USDA for low-income people. I have researched some of the usda’s info but cant find answers to my specific questions. My questions involves the repayment ratio, amount of mortgage financed, and subsidy. From what I understand, the income and debt of the household [...]

 

Why is there a lot of home foreclosure in the U.S. today?Did the interest rates on existing home loans suddenly increase? Are interest on loans allowed to fluctuate wildly? By how much? But are not the key interest rates which are the basis of interests on home loans at their record lowest, thereby making home [...]

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