I’m in the process of improving my credit score. I have 2 items that are old, from Aug. 2002. They are scheduled to be removed from my credit report in Aug. of this year. Once they’re dropped will my credit score improve? Or will it remain the same and just not have those negative items on my report? Please help!

how much does removing old items from credit report improve scores how much will my credit score improve once negative items are removed
 

Some states allow you to prove “financial responsibility” instead of purchasing car insurance. If you don’t have a mortgage, nobody will force you to buy homeowner’s insurance. Has anybody done it? How does it work? and would you recommend it? I think insurance — any insurance — should ONLY be purchased if it is a [...]

 

We have two sets of property, one is a residential home and a farm house that we insure, a long with vehicles and farm equipment. We where dropped from our insurance company and am having a hard time getting insurance just for my home. I was just needing some advise on who to go to [...]

 

I would discourage anyone from using Electric Insurance (EI). EI is a small company with a VERY LOW risk threshold. I had EI homeowners and auto insurance for over 18 years. In all that time, I had one claim filed against me for less $ 2,500 when my 6 lb doggie gave the lawn guy [...]

 

I have filed a burglary claim a week ago. My adjuster had his known construction company to come fix my doors. Total cost is $ 2000 (checks issued). Plus, my personal valuable loss claim is $ 3000 (unresolved). Will my insurance company drop me off from the policy? Can they do that? Or will my [...]

 

I’ve heard of homeowners getting letters from their insurance companies demanding structural changes such as removing break-in metal bars from their windows or re-roof their home or their insurance would be dropped. What is the title of the person that makes that determination.

 

Hi all, I started looking to buy a house a couple of months ago. At that time I got pre-approved for the price range (130,000-140,000) and my credit score was 620. 2 months later I found the house I wanted to buy, put an offer in, however, when my credit report was pulled, my score [...]

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