Definition

What is the definition for “unoccupied” when applied to house insurance?

Jun 142011

I am planning to be away from home for three months at the beginning of next year, but my policy says the house can be unoccupied for only 45 days in one period. If my sister stays for 1-2 nights in the middle of my absence, would this qualify as an occupation?

Wrap around mortgage? I’ve got the definition, but is it a good idea?

Mortgage Loan 1 Response »

Jun 072011

I have ok credit and my wife has crappy credit. We are talking to a big contractor here in OKC who says that he can finance me on a 160,000 house, no problem, if I can give him $ 30,000. We can do this, but he said it’ll be in a wrap around mortgage at [...]

Is there an official definition of biweekly mortgage payments versus semimonthly and monthly?

Mortgage Loan 4 Responses »

Feb 172011

We just refinanced our home with our credit union and specifically asked for biweekly payments to pay off faster. They said it would be just a slighty higher interest rate. Biweekly is on our closing papers. Our first payment was made but our loan balance did not go down and our loan officer is claiming [...]

Off the mortgage? I have a definition, but it’s a good idea?

Mortgage Loan 1 Response »

Jan 272011

I authorized the credit and my wife has a horrible credit. We are talking about a contractor in OKC who said he is able to fund 160,000 home, no problem, if I do not give him $ 30,000. We can do it, but he said that the mortgage will be around 7.99%. This is probably [...]

Recent Comments

Mr.Jobs You Cant. How will you open building more and more about Sims 3 for Wii?
mark geslock Twila, Where are you a realtor in Virginia? We have had nothing but excellent service through AHS and would never recommend any other company. Can someone recommend a home warranty service for a 5 year old home?
Tina Can you help me with the 2 questions below .. i tried all week June 21 Traded the old company truck for a new truck issuing check number 31227 to complete the transaction. The old used truck cos... Accounting Hw Help!–Journal Entries?
Oggy Boggy I wouldn't believe everything there because it can often be obscured and misinterpreted. The KKK claims they don't believe in white supremacy, but I know better. Keep in mind they were started when th... When attempting to claim that “A’s are B’s” isn’t best to ask the B’s themselves?
DR.Rosen I would be curious if A's went to B's and the reverse, to see how people defined themselves. I certainly appreciate the Website you sent, because it was quite an interesting experience I would say th... When attempting to claim that “A’s are B’s” isn’t best to ask the B’s themselves?
iris054 It's refreshing to see someone actually doing some research on their own but if your conclusion is that the KKK are leftists, you need to do a lot more studying, because that's as wrong as can be. ## When attempting to claim that “A’s are B’s” isn’t best to ask the B’s themselves?
It's An Elite Thing You would actually want to ask the A's as not all B's are A's, yet all A's are B's. However, I would disagree with those who say KKK's are liberals, simply because, KKK's are not a real part of Americ... When attempting to claim that “A’s are B’s” isn’t best to ask the B’s themselves?
Monty Many people often confuse debt consolidation for debt settlement, which is what I think your doing. A consolidation company cannot settle a debt, they often offer consolidation and that's it. With t... Can you tell a debt consolidation company to stop collecting?
tkahrs12122 FHA and hopefully the credit union is offering a great rate. Need my arm to a fixed mortgage refinancing … FHA loan or conventional?
Bills.com It is possible to find an FHA-backed mortgage loan with a 580 FICO score. However, your chances of success at that score are small. Most FHA loans in 2011 were at 620 or greater. See "FHA Mortgage Typ... Can it be possible to get a loan with a private or even a bank lender with a low score of credit being 580 or ?