Is there any insurance companies that will allow shingles on your roof?

house insurance shingles coverage
 

When Carolina’s house burned down, she lost household items worth a total of $ 25,000. Her house was insured for $ 80,000 and her homeowner’s policy provided coverage for personal belongings up to 55 percent of the insured value of the house. Calculate how much insurance coverage Carolina’s policy provides for her personal possessions.

 

I’ve seen this one paid both ways: The insured is driving down the street. A car coming in the opposite direction hits a large rock in the road and the rock slides across the surface of the road. The insured runs over the moving rock and it damages the oil pan of the vehicle. Is [...]

 

I have currently my home insurance for dwelling with limit of 370K. Insurance company’s estimate to rebuild the house is 230K. According to them I am over-insuring myself. However, my mortgage company wants me to keep the insurance upto or higher than loan amount. Why would they want that ? And if I keep ( [...]

 

Is it based on a percentage of the “dwelling” coverage? I have $ 407,000 on my home and $ 284,000 on my personal property. It sounds outrageously high to me, when compared to the home itself. I know that I never gave anyone that figure.

 

I was hurt on private property and lost 75% of my left ear, and State farm says they are not liable. condo insurance cover acts of god state farm state farm home owners policy act of god

 
 

My home owners insurance agent wants to come get pictures of my house to make sure I am “properly” covered. I’m obviously suspicious. What does this really mean and what do I need to watch out for? I’ve had this house and policy since 1996 and why the sudden interest now? Thanks.

 

I am looking to get renter’s insurance but there are many choices. I know very little about choosing an insurance company or what I should be looking for. Any and all advice would be greatly appreciated.

 

I’m considering increasing my covering and getting a safe for added safety. I’ve read that safe-deposit boxes are not insured so I’m not sure if that is really a good idea. Your thoughts?

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