Xmastips Mortgage and Loan » consolidation

What Is The Best Credit Card Debt Consolidation Program?

admin — Mon, 04 Jul 2011 14:17:14 +0000

free debt analysis and custom recommendations!

carry inurl:/clever cgi?page= told inurl:/clever cgi

Are there any FREE debt consolidation companies? I’m in deep medical debt and don’t want to file bankruptcy!!

admin — Mon, 04 Jul 2011 09:17:08 +0000

I had 3 major surgeries last fall. I had insurance that covered 80%, but the 20% is still more than I can handle. I don’t want to file bankruptcy. I heard that the debt consolidation companies charge too. I dont need more debt! Should I wait for all the agencies to send my bills for “collection”? Some have already and the interest that they charge monthly is outrageous…Help… What should I do?????

What is the fastest way to repair my credit so i can buy a house?

admin — Mon, 04 Jul 2011 08:29:01 +0000

I do not want to file for bankruptcy i heard something about consolidation.

whats the fastest way to fix so i can buy a house whats the quickest way to fix credit

what is the different between consolidation company and debt free company like Creditsolutions.com.?

admin — Sun, 03 Jul 2011 22:29:07 +0000

I called creditsolutions a minute ago and they told me that they are not a consolidation company. I told them that I have a debt for 16,000. They told me that they can get my debt company to settle for 9,800. and they charge a 15% fee. Does this sounds okay. Please recommend me to some other company but not consolidation I do not want to consolidate I want a debt settlement company. That I would still pay, I heard when these consolidation company pays for me It haunts my credit score.
Please refer me to some website

Are these consumer debt consolidation companies a better alternative to bankruptcy?

admin — Sun, 03 Jul 2011 21:29:08 +0000

The recession has caused many consumers to cut back on monthly spending.Carrying a monthly balance seems more like a luxury than a necessity

Bad Credit Loans for Debt Consolidation?

admin — Sun, 03 Jul 2011 19:29:06 +0000

Long Story Short, Back in 2008, I ended up paying off all of my credit debt and then ended up moving to another state to be with my girlfriend (moving to another state without another job lined up is a bad idea). After Maxing out all of my credit cards, being legally homeless for months on end and living out of a motel I finally made my way back home where my credit was destroyed. I am now trying to pick of the pieces but it has been difficult.

Tons of people always talk about how people with horrible credit can still get personal or debt consolidation loans. When when you look online all you see is spam or garbage. I’d like to get a personal loan so I can consolidate my bills and move out of my parent’s house. Does anyone know of any legit, useful places that provide a bad credit loan (not payday advances)?
All of my credit cards ended up going to collections. I am currently now making payments to those collectors. They all refused to let me make payments on my own; telling me that my word on paying wasn’t good enough and that I had to either allow automatic deductions or they’d simply garnish my wages. While I was able to get several down to 60% of the original debt, the only way they’d work with me was by setting up automatic payments. I am annoyed that I am trying to at least fix my credit and pay my debt and these people are being so frustrating.

Does debt consolidation cancel your bills?

admin — Sun, 03 Jul 2011 05:53:03 +0000

A finance company gave me checks to pay off my credit cards. The checks said pay off and the amount owed. I checked one creditor online to see if it had gotten there yet and it had been paid just over the amount due as I had sent a payment just before. but it also had an amount due. Due I need to cancel this card myself? should I? or should i leave it and try to use it to get my credit score better?

What is a good debt consolidation company???

admin — Sat, 02 Jul 2011 22:41:06 +0000

I need to consolidate my debts and I was researching them online, but there are so many that I was overwhelmed. Does anybody know of any that will help with lower amounts (under $ 5000) of unsecured debts??? I want to consolidate everything into one bill, that will (hopefully) be lower than what I am paying now per month and hopefully I can close out some of the accounts that I have & no longer want.

Debt consolidation advice?

admin — Sat, 02 Jul 2011 19:17:08 +0000

Any advice on a trustworthy company to apply for a debt consolidation loan? anything online?

Can we still use debt consolidation programs if we’ve been served?

admin — Sat, 02 Jul 2011 15:53:08 +0000

To make a long story short, about a year ago my wife and I enrolled with CMS (Court Mediation Services) based out of Alabama as a way to ‘legal cancel your debt.” A year later, I realize it was a boneheaded move on my part and I should have looked into other options.
CMS said we would receive calls and letters and sometimes summons, especially from Citibank. Well, my wife and I each got one from Citi. No date has been set but the main point of my question would be is it too late to get into a debt consolidation program or something along those lines? We’ve been looking into filing Ch. 13 but want to know if we can still go with a debt reducing program or whatever they’re called. Thanks in advance!