*Sigh. Somebody please give me some good advice. So, I make between 18 – 19 / hr at about 35 hours a week. That is a total income of $ 1900 a month. I messed up once in my past three years ago and my credit score is now 597. I have a history of repossesion (redeemed). I currently only have 1 credit card thats interest rate is a whopping 16%. I owe $ 3300 on the credit card and is currently making only minimum payments. No credit line increase on that card obviously. I have one auto loan that’s interest rate is about 13%. I am making payments of $ 120 on that. About 85% goes to the principal. I have $ 2900 left on that loan. Meanwhile, yesterday, my car broke down and it turns out my transmission is done for. Meaning, because I still have not finished paying my loan, I cannot sell the remaining unworking car and I still need insurance on the car due to lender regulations. However, I need a new car. Any advice on consolidating loans or debt management? or whatever?!!!
I know she would have to be taken off the original mortgage and if I died 1st the loan would become due. She has a terminal lung disease and she feels she will go 1st and is determined to do it this way. What process should I take , is it advisable and what would [...]
I bought a house 18 months. before. I funded mine-my credit is bad, my $ – I agree, silence income. Loans under the name of my all-law says, we are tenants w / right of the survivor’s pension or something like that. I have a 80/20 loan w / rates of 12.5 and 8%. I [...]
Primary home mortgage, with 2 line of equity loans. My ex-(same sex partner) and I are on a home loan that is up to date. We split up after my car accident. First she wanted the house, then abandoned it. I moved back in to try to take ownership, but later found out she defaulted [...]
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