I’ve been in my home for about a year, and with the fed cutting interest rates I’ve been thinking about trying to consolidate my two loans into one low interest mortgage. I’ve got 25% through Chase at 8.75% and the remaining 75% through Wells Fargo at 6.25%. I’m thinking about refinancing, but am wondering if I’d have to pay closing costs again. Does anybody know about the process involved? Thanks.

 

Hey, I’m buying a house, and Chase told me closing costs would be around $ 1500. Now, after I let them bill me $ 395 for the application, the fees came to $ 2200, with an application fee of $ 395, processing fee of $ 300, and underwriting fee of $ 295, and then misc [...]

 

Whilst on holiday in New York 3 months ago, my wife suffered a seizure. My holiday insurance turned down my claim as they say it is a pre-existing medical condition. I have just received a bill for over $ 18,000 which I can no-way afford. If I am forced to pay, I will lose everything, [...]

 

I won’t tell my life story but here’s my current situation 19 Have charged off accounts with Discover chase us bank no more than 600 each Have an autoloan with an allotment so it automatically comes out my paycheck I want to raise my. credit score from 450+ to 650 how do I do it [...]

 

why isin’t it free anymore, or easier? I used to check with my Washingto Mutual (wamu) credit card website, you could just go on and find out your score there, along w/ your acct. info. Now, you have to sign up for scketchy looking sites, and a few make u put in your credit card [...]

 

I am serious and devoted to eliminating my credit card debt. I am putting all bonuses, tax returns and left over money towards my 4 credit cards totaling about $ 12,000. Any tips, secrets or advice on how to get out of debt faster. I have tried to work with the banks to lower my [...]

 

If I look under “personal loans” on their website, I see they offer auto financing. But what about REfinancing, or does this count as the same thing? If not, can you recommend any reputable companies through which I can refinance my car? Thanks!

 

The couple said they hadn’t paid their mortgage in like 6 months and almost considered leaving the house. But they got a loan mod for 4%. I want one too. I never get these kind of offers. Do I need 20% down? Is that why? It must be an ARM I’m sure….

 

Is it possible to apply for Mortgage for a property located outside the USA? Location is GHANA (West Africa) I live and work in the US btw

 

HI, My husband I have both and 1st and 2nd mortgage and are little upside down on equity due to fallen home prices. This is a Fannie Mae loan and so trying to go through the HARP program. We have $ 146,000 to refinance on the first which is currently at 6.725 rate. Called Quicken [...]

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