I really hate creditors.

I was fortunate enough to come into some money and paid off my $ 40,000 debt. This was in Feb. of this year.

Equifax, is showing several as charge offs. What can I do to repair my credit? I would like to remove the negative marks off my credit…any suggestions?

My banker told me to write the credit bureau disputing the negative reports. Is this true? Who do I contact to remove the negative reports?

thanks in advance.

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