To combine my two cards I have 2,000 total and it needs to be a bbb member

 

I see alot of advertisements for debt settlement where a company charges you a fee but then gets your unsecured debts settled for partial of what you would have to pay them off as. Is it morally wrong to default on your cards for three months then have a debt settlement for less than what [...]

 

About two years ago I had about $ 1500.00 in debts I was young and stupid so I stopped paying the cards I had a total of 3 cards under my name. The thing is now I am financially stable and I was to fix up my credit it’s stupid to do bankruptcy because I [...]

 

Is it safe to say that if you had a high balance on a few cards for a few years, and you pay it off, you could repair your credit score faster than lets say something bad like a bankruptcy, repo, or defaulting on the card. In other words, is having a high balance not [...]

 

I have excellent credit right now but am thinking of taking a home improvement’s store up on their promotion of 12 months no interest & no payments. I always have it paid off within 3 months when I’ve done this with other cards. However, I would like to know how many points my score will [...]

 

When you apply for a lets say a store credit card, does it affect your score? I’ve heard It goes on your credit history and may affect whether your approved for some things..if so what is the difference? See with my job i’m asked to get people to sign up for credit cards. some people [...]

 

I am going to ask another question regarding which CC should I add to my credit card profile to add to my rewards. I have excellent credit, pay my balance in full each month, and I use my CC to pay for everything I can to rack up points/miles etc. I am at a point [...]

 

I would like some advice on improving our credit score. I say to pay off the cards and close the account asap..someone else says to pay off the card and leave the account open. Which would be the most effective? Also where can I get my credit score that legit?

 

My boyfriend has about $ 5k spread out over a few credit cards (furniture, car repair, regular credit card, and best buy I think) and we were wondering if it’s easier and/or cheaper to consolidate them. Would it make the monthly payments less (currently it’s $ 50 – $ 85 each)? What’s the best way [...]

 

do they do mortgage and auto too

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