Pretty basic. Is there any web sites which tell me how exactly my credit score is calculated, just so I could kind of see for myself what’s most important. Again, any sites like this, other than that scammer that was trolling here this morning. You know who I’m talking about. Thanks to all who help!
I just now started building credit by using the Military Star card. After the first month when they report to the big three credit bureaus, how much does your credit score go up? In other words if you make a payment that is higher than the minimum, how would that effect your credit score on [...]
I have horrible credit but is currently paying back all debts and going to get a secured credit card to build up good credit. Does making big($ ) purchases or small purchases on the secured credit card affect the credit score? Meaning if I make a $ 500 charge on the card and pay the [...]
Is there a specific formula to it? Please don’t answer this question if you don’t know. I don’t want to read stuff like “if you pay off your debt, your score will be high”.
thank you loan to value not giving me good rate
I know they are based on 1% of the loan. However, are the calculated on the base loan or with the closing costs rolled in? For example, your base loan is $ 320,000 with closing costs of $ 3,000 that you are rolling into the loan. Are the points based on the $ 320,000 or [...]
My wife owned our home prior to our marriage. Just recently we have been talking about moving to a larger home so I started looking at our financial status. I started with trying to figure out the amount left on the current mortgage but ran into a little problem. It appears that the mortgage company [...]

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