I work for a state agency – low pay that just covers my living expenses (rent, utilities, food, insurance). I have no money left over at the end of the month to put aside for emergency. No credit, because I don’t make enough money to add a credit payment to my list of expenditures per month. My late model car needs a major repair that I cannot afford. It is sitting in my driveway – We have terrible public transportation here – would take me over 2 hours each way to commute a distance of 12 miles each way – a daily cab is too expensive – I have advertised to pay for carpooling – I am simply stuck. I don’t own a bicycle – not that that would be an option – I live in SW Florida – you must have a car to survive. Does anyone have any ideas about what I can do? I’m scared out of my wits and running out of sick leave that I’ve had to take because I have no transportation. HELP!

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