This question is for experts only.I have cleared all the derog from my credit and all three bureaus show as paid on all outstanding debt. I currently have an average of 590-610 score on all three EFX,XPN,TUC.I have a $ 1900 deferred student loan.And I have a $ 15,000 auto with FMCC that show six of current payments.My score was in the low 500′s before I put the auto loan on there.If I drop the student loan will my score rise faster and what else can I do to get my score to rise faster.

 

I have no more debt with the exception of my auto loan…I had bad credit but now it’s considered fair only problem is I’m now stuck at 620…what can I do when I have no more outstanding credit.. I heard a loan is good but what would I use it for…for that matter is this [...]

 

In repairing a credit report score, an auto loan that had two late payments is then paid off in full, what happens to that part of the credit report? How long would it take to increase the credit score?

 

I need a new car and have always figured paying cash was best. I have limited credit history that I messed up in college, so my score is 520-550. I was looking at a few used cars but figure a newer used car would be more reliable and need less maintenance. What effect will paying [...]

 

I have been taking advantage of my skip a payment in December and June since I got the loan. It helps to have a little extra every now and then, even though I know my loan will last that much longer. My boyfriend asked if they affect my credit score. I have no idea. From [...]

 

refinanced, traded car in got a better car have a credit card, and paid off stuff on my credit report. I have 1 credit card and limit is 250.00, but I am still unable to get credit. I am not understanding what i am doing wrong.

 

i just got a credit card in november 2007 paid on time since just got auto loan in december 2007 paid on time i know it haven’t been long since but wondering when to expect change in my current score trying to build credit up one is 639 the other too is zero i’m just [...]

 

*Sigh. Somebody please give me some good advice. So, I make between 18 – 19 / hr at about 35 hours a week. That is a total income of $ 1900 a month. I messed up once in my past three years ago and my credit score is now 597. I have a history of [...]

 

I have a bunch of negative, but unfortunately accurate, items on my 3 credit reports. They range in amount from a stupid little $ 28 to a whopping $ 6300 auto loan that is from 1995. What do i pay off? What do I dispute? Who do I contact first – Credit Bureaus for dispute [...]

 

I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc I have student loans, but I would like to consolidate them separatley and not through another loan. Also, I have an auto loan, would the loan be able to cover that as well? Please, [...]

© 2011 Mortgage and LoanSuffusion theme by Sayontan Sinha