I’ve found a ‘pay for delete’ agreement letter online, that I am going to be using to send to the collection agencies that have taken over my credit card debt. Honestly, I’m confused about just one part on this chain letter. In one section, I put the collection agency down on the letter, and in another, the original client.

But I’m not sure, looking at my letters, who the collection agency or the original client is. Is the collection agency the company that has sent me the multiple letters I’ve received the past few months, in my case, Accounts Receivable Management, Inc.? They’ve sent me two letters. But on the letter, it says Creditor: Premier Bankcard, Inc.. Is that the original client?

Thanks for any help.

 
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My friend and I were together for 6 years. lived together for 3 years. We lived in apartments for 2 years of shit and a half. We were saving our money like crazy to be able to afford a house. We were not 100% finished, but at night, our owner or the police did nothing [...]

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