My credit score is 662. I have around $ 7,000 in credit card debt, which can be paid in 5-6 months. My husband’s car will be paid off in a couple of months. I just purchased an used Audi, which will be our only debt. How long will it take to improve my score to 760 or above in order to buy a house in March?

 

I am currently paying 5.19% as the rate is changed yearly in September. I could have this lowered but told I might aswel wait as I am paying more off the loan. This is a totally flexible mortgage with no tie-ins and only £250 admin fee to release. Ive had it for nearly 2 years

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