Okay so one of the craziest things I found on my credit report was a medical bill for $ 24! I don’t even recall seeing a bill for that but although its such a tiny amount, I just want to get it taken cared of so it can come off of my report. Now the original creditor says SouthWest Medical but it is apparently in the hands of a collection agency named PLUSFOUR. Who should I pay the $ 24 bucks to? I know that sounded stupid but I never paid a collection agency anything before and I think I’ve seen a few posts where people paid over the phone but it didnt affect their report. I want to make sure I handle this right. Any advice?
Thanks in advance!