I know CK’s scores are FAKOs and generally only use CK to track changes to my reports, but I was surprised this week. Refreshed my report on 3/20 and my TU score jumped 41 points. As far as I could see, nothing had updated since I’d last refreshed the report on 3/13 (all accounts had already reported for the month by then), so I pulled my actual TU report and score today to see if there was some movement myFICO had missed since I pulled my March 3B report on 3/13.
Nope. Same score as in my signature.
Yet another data point as to how Vantage 3.0 really has no relation to actual FICO scores!