Requesting a CLI for my Discover It card

Requesting a CLI for my Discover It cardRequesting a CLI for my Discover It card
LizzieMer asked 4 years ago

Hey guys, new to the forum but not new to credit! I’m a 21 year old college student with two credit cards. I got my Discover card in 2012 the day I turned 18, which was then the Discover More card. I transferred to the Discover It card last July. I believe they started me out with a $ 500 credit limit if I recall correctly. I now have a $ 2,000 CL with them. In August of last year, I applied for an AmEx Every Day card and was accepted with a $ 2,500 CL, which I increased to $ 7,500 and recently tried to increase (but got the 7-10 day wait notice) to $ 22,500 using the 3x CLI guide.

 

I would like to increase my CL with Discover but I don’t know how much I should reasonably ask for. My FICO score, according to my Discover statements, is 759, and my scores according to Credit Carma are 743 and 744. I feel like I have a fairly good chance of being approved but it has always seemed like Discover never grants what you ask for, but they counter you for a lower limit.

 

Any advice would be appreciated!

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