PLEASE CAN SOMEONE ADVISE CREDIT SCORE FORMULA

PLEASE CAN SOMEONE ADVISE CREDIT SCORE FORMULAPLEASE CAN SOMEONE ADVISE CREDIT SCORE FORMULA
Terrykiz asked 3 years ago

I recently has an EXPERIAN 655   I get a  instant  increase 2500 on a store card.   I have a 3 month old Chase  Credit CARD  in which I max out at 8000.00 and pay down to zero balance .   A 1200.00 ACCOUNT TO ZERO   I have the only remaing collection account and judgment   TIME  out and my score goes up a woppimg +1 to 656 according to experian fico 8 and my fico 8 score     How is this possible?   TY and Happy Holidays    DB

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