How long will a derogatory CC account stay on a CR?

How long will a derogatory CC account stay on a CR?How long will a derogatory CC account stay on a CR?
divanTarma asked 5 years ago

I’m having some troubles with a large bank and how they are reporting an account that was discharged through CH13 a few months ago.  Most recently it has been updated to a $ 0 amount owed.  However, it is still showing up as a derogatory account and they have put the date of last payment as Mar 2 2015.  I’m afraid that this will not stay on my report for another 7 years after the Mar 2 2015 date.   Am i reading this right?  Also, once it’s discharged shouldn’t it not be listed as a derogatory account and Discharged through Chapter 13 added?

 

 

 

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