I’m having some troubles with a large bank and how they are reporting an account that was discharged through CH13 a few months ago. Most recently it has been updated to a $ 0 amount owed. However, it is still showing up as a derogatory account and they have put the date of last payment as Mar 2 2015. I’m afraid that this will not stay on my report for another 7 years after the Mar 2 2015 date. Am i reading this right? Also, once it’s discharged shouldn’t it not be listed as a derogatory account and Discharged through Chapter 13 added?