im getting ready to apply for a mortgage, so have paid down my three credit cards. Two out of three are reflecting the new, lower balances ( and the bump in scores) on myfico, but the third card doesn’t show (nor do the scores). Equifax.com shows the new balance, and the updated FAKO scores ( as of yesterday).
So, any idea why the lag from myfico? And any idea if a mortgage lender does a HP if the Fico numbers they see will reflect all pay downs even though myfico.com does not?
Do actual pulls reflect more up-to-date info than myfico.com?