As much as I want to get rid of Merrick before August AF comes up…
I tried pre-qual and nothing comes up but I know many say to go for COLD APP.
Which card should I attempt first? I really DON’T want any cards with AF!!! Should I cold app regular Platium with no fee, if they approve, then I go back and app what? QS with no fee? or vice versa? Can I merge them later, say 3, 6 months to QS? then ask for PC to Venture later on (or I might keep QS as cash back card)?
Remember, I IIB Capital One platium for $ 300 which was discharged in June 2015.
Thanks and as soon as I get answers I’l try cold app.