civil judgement for CC debt expiring soon but what to do??? Wage garnishement?

civil judgement for CC debt expiring soon but what to do??? Wage garnishement?civil judgement for CC debt expiring soon but what to do??? Wage garnishement?
richeventyar asked 4 years ago

    I was served papers back in oct 2009 for a cc i never paid 5400$ , yes its expiring off my report in oct 2009 but im all of  a sudden concerned about possible wage garnishement or freezes on my checking and savings acct.   Finally got a decent job and making some good money i believe in FL where i live you cannot have wages garnished if you make less than 750 a week.  WEll last 6months just my salary is more than that  alone with decent commission checks every once and awhile.  Id like to buy a house wtih my wife in about 2yrs i am wondering what my options are with this judgement it just says filed and the court house address i never went to court it was however served to me.

 

   I am now getting some nice checks and started a savings connected to my checking put 1K away last month was gonna do another 1K this month but am now concerned after seeing an attorney do a soft pull from Miami who after google is a debt collection lawyer office that maybe i should keep my savings in a shoebox just incase??    I know even after this goes off my report the SOL will keep it on there and i will have to pay it i am just trying to figure out if i should try to do something before oct 2016 or let it ride out i just dont want any wage garnishment or freezes on accounts until then.  ANy advice would help, yes i didnt pay this card and i do owe this money i just dont wanna open up a can of worms and have this reset on my credit report before it falls off etc and obviously am trying to avoid any asset issues.  I would probably after this is gone off my report and before getting a mortgage try to work this out but just seeing what i should do in the meantime??

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