Back in early 2008 I had a charge off with Citi Bank – Platinum card for about 2-3k. Also with BOA for 2k.
I prefer and fly American Airlines regularly for years but was bummed that I could not have their credit card because of my old charge off (never bothered to apply since I burned them. It still appears as “paid in settlement” on my CBRs).
Then last night I said screw it and apped for the Citi AAdvantage Platinum select card… could not believe it, I received an instant approval for World MasterCard with $ 12,500 CL.
THEN I said okay let me knock on BOAs door now (my second 2008 charge off). I apped for a balance transfer card – 0% interest for 18 months – instant approval for $ 25,000 CL.
After 8 years both banks were forgiving of charge offs… Is this typical?
Current EX: 713
Current Utl: 10%
Avail Rev Credit: $ 91,300