I found out today that my ex bf had 2005 infiniti repossessed in November i had no idea until today. I spoke to representative with Capital One and she stated balance was $ 1060 from sale of vehicle. What are my options? She stated they my credit report will say paid in full. I checked my credit report today and it says charge off balance $ 0. Any advice on what i should do? I told her i would call back tomorrow.