Over the last several months I noticed that every month Discover has reported the same Fico score, never increases or decreases. I am monitored by Walmart and it reflects a much higher score. They both provide TU scores.
Recently I have requested CLI’s with my beloved Synchrony accounts and when you ask for the 25K and get 15K, they send a letter with your TU score at the time of the SP. The score matches with Walmart. Last month, I paid 3K in debt, 2 inquiries dropped off and utilization decreased one percent and no change with TU Discover. EQuifax and Experian increased! I’m just not finding Discover to be reliable with the TU score, the date updates each month, but the score hasn’t changed in months and I know that to be incorrect. Just wondering if anyone else has experienced this?