Pre-approved Capital one Auto Loan. Sent a letter w/ local dealer???? Legit?



I was sent a letter from Capital one saying I am approved for an autoloan up to 30k. They gave me the name of some local participating dealer to go to between the 28th and 30th. I called the number to confirm the pre-approval number and it’s some automated capital one number. The numbers 18006859508 and approval number is 451320233.

It says I can walk in there with no money down and own a car that day from Deal Maker Ford in Liverpool NY. All I have to do is bring income proof and a utility bill along with my drivers license and insurance to drive a new car home.



This is almost to good to be true. My credit score is only in the mid 600’s so I never thought I’d qualify for anything like this.

I have been a customer of capital one for 2 years with a $ 500 credit card limit thats in good standing.

7 thoughts on “Pre-approved Capital one Auto Loan. Sent a letter w/ local dealer???? Legit?

  1. redhighheelsneakers_ says:

    I deal with Capital One. Just check out the offer with a live person on their 800 phone line before you proceed. Be sure YOU call them. And the interest rate may be scary if you only have had a $ 500 limit so far. Lots of details of the offer and the car dealer are needed to keep you safe. BBB (better business bureau) is one place to start checking. Good Luck.,

  2. Key word is up to, you may not qualify for that amount, and watch your interest rate, but yes it is legit

  3. Auto finance is what I do for a living and yes it is a valid offer.

    The dealer is doing a Capital One sale, I have done these several times and Cap-1 sends out the letters and you are approved.

    The last one I did I had people drive over 350 miles to buy a car because the local dealers could not get them approved.

  4. I NEED TO SPEEK TO A SUPERVISOR NOW MY PHONE NUMBER IS 913-731-9092 THIS IS IN REGUARDS TO A LETTER I RECEIVED TODAY WITH MY EX WIFES NAME THE ADRESS GIVEN IS NOT HER ADDRESS SHE DOES NOT LIVE HERE AND NEVER HAS THIS NEEDS TO BE ADDRESSED NOW ORTHER WISE I WILL BE CONTACTING A ATTONERY TO GET THIS TAKEN CARE OF NOW!!!!!!!!!!!!!

    • David- WTF?! you got someones mail, your ex wife put in your address in her application, BIG DEAL!!! she should be the one you talk to idiot, not a web page- and posting your phone number and thinking someone will call you? lol maybe someone will prank you, but otherwise snap back to reality dipshitt! And just taking a guess, I don;t think you can afford an attorney, and even if you did, they would laugh, take your money and laugh again and just reroute the mail, you idiot

  5. Erica feliciano says:

    Got a preapproval 974383619 and I will like to buy a car but in paragon honda 5702 northern boulevard woodside ny11377 sale rep is rosa Diaz please call her 718 507 6511 want to buy there in streadof lic Hyundai

  6. I recived a letter from CAPITAL ONE SAYING THAT I was preaproved for a car {30,000}; is this for rill? I donot have a check stubb because I am on social security and I donot have a phone bill because I use a “pay as I go cell phone”.
    Thank you.
    Janie Smith
    bellajane1949@yahoo.com