Pre-approved Capital one Auto Loan. Sent a letter w/ local dealer???? Legit?

I was sent a letter from Capital one saying I am approved for an autoloan up to 30k. They gave me the name of some local participating dealer to go to between the 28th and 30th. I called the number to confirm the pre-approval number and it’s some automated capital one number. The numbers 18006859508 and approval number is 451320233.

It says I can walk in there with no money down and own a car that day from Deal Maker Ford in Liverpool NY. All I have to do is bring income proof and a utility bill along with my drivers license and insurance to drive a new car home.

This is almost to good to be true. My credit score is only in the mid 600’s so I never thought I’d qualify for anything like this.

I have been a customer of capital one for 2 years with a $ 500 credit card limit thats in good standing.

7 thoughts on “Pre-approved Capital one Auto Loan. Sent a letter w/ local dealer???? Legit?

  1. I recived a letter from CAPITAL ONE SAYING THAT I was preaproved for a car {30,000}; is this for rill? I donot have a check stubb because I am on social security and I donot have a phone bill because I use a “pay as I go cell phone”.
    Thank you.
    Janie Smith
    bellajane1949@yahoo.com

Leave a Reply

Your email address will not be published. Required fields are marked *