3 Thoughts on Is there a place to obtain my credit score?
  1. Reply
    Strife and Discord
    May 15, 2013 at 12:04 pm


  2. Reply
    Calvin C
    May 15, 2013 at 12:58 pm

    no score you can get is worth anything and noone does it free. 3 lenders 3 scores if you have had debt (not bills) and paid as agreed then never been reported for late payment of bills your score is as good as it will be. if you never had debt no “score” paid bills late and reported you have crap score

  3. Reply
    May 15, 2013 at 1:31 pm

    Pulling your own credit report is a soft inquiry and does not impact you score.

    You can get your free annual credit report from each of the three credit bureaus online thru AnnualCreditReport.com. This is the only site that does not require you to sign up for monitoring services. Reports are free, scores are not.

    Creditors use FICO scores. The only place consumers can get real FICO scores is MyFico.com. Third party monitoring services use Fakko scores. All three credit bureaus now sell consumers non-FICO scores that are on different scales. These are all worthless.

    CreditKarma.com offers a free score estimator based on your TransUnion report. It’s not FICO but within 50 points or so. Good enough if you are curious about your score.

    Keep in mind that scores are only a very small part of any credit decision. What really is important is what actually shows on your reports.

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