I have a good faith estimate showing nothing on line 808, mortgage broker fee. It says compensation to broker from lender (not paid out of applicant’s loan proceeds). I spoke with another mortgage broker who said this is not true, the lender will collect from us and then pay broker. He says they will come to closing saying we need to pay more. He charges $ 660 mort. broker fee. Any idea if he is right? or could we really not have to pay broker fee?