5 Thoughts on Is it possible to get a Free Credit Score from the 3 credit bureaus? How ?
  1. Reply
    Ryan M
    August 23, 2011 at 11:41 pm

    Nope. Those will cost you about $ 7 a pop.

  2. Reply
    August 24, 2011 at 12:41 am

    You can get your credit report for free…but not your credit SCORE for free. You will always have to pay for that. annualcreditreport.com has a link if you want to buy that.

    annualcreditreport.com is the real free site to check your credit file for free once a year without a credit card.

    https://www.annualcreditreport.com/ – NOT freecreditreport.com – You can get your score from MYFICO.com also

  3. Reply
    August 24, 2011 at 1:11 am

    No. It is not possible to get all 3 scores for free.

    It is possible to pay for scores.

    It is possible to get free reports at http://www.annualcreditreport.com but only the reports are free there, not the scores.

    It is possible to get a score for free at http://www.creditkarma.com but that score is not a major score and is used only by that website.

    It is not possible to get all 3 real scores for free.

  4. Reply
    August 24, 2011 at 2:06 am

    You can get your free annual credit reports from each of the three credit bureaus thru AnnualCreditReport.com. Reports are free, scores are not.

    Creditors use FICO. So don’t waste your money on any other score. Equifax uses FICO. You can buy it for about $ 8 when you get your free report. You can also purchase FICO scores for Equifax and TransUnion thru MyFico.com. Consumers can no longer purchase FICO scores for Experian.

    TransUnion and Experian sites use Vantage scores — different formula, different scale (990 vs FICO’s 850). Or each has their own Fakko score which are even more worthless. Third party monitoring services use Fakko scores.

    CreditKarma.com offeres a free score estimator based on your TransUnion credit report. It’s not FICO. But it’s kinda, sorta like FICO, give or take 50 points or so. Good enough if you are just curious about your score.

  5. Reply
    August 24, 2011 at 3:03 am

    creditreport.imess.net – try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.

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